Can I add an independent contractor? Alternative Balance Support December 03, 2018 19:02 Updated Follow No, only employees can be added to the Employer coverage level policy. Related articles What is the Employer coverage level? Do you cover yoga trapeze and yoga with hoops or hammocks? Does the insurance cover me internationally? Does the property damage coverage cover contents or business/personal belongings? I sell supplements made by a third party. Is this covered? Comments 0 comments Please sign in to leave a comment.