Can I join and have coverage for less than a year? Alternative Balance Support May 03, 2021 21:54 Updated Follow No, we do not pro-rate coverage or have membership levels for less than one year. Related articles Can I upgrade my coverage level? How long is my membership and insurance good for? Can my business partner and I share a policy? Can I purchase insurance alone for my business without becoming a member? I’m having an issue submitting my payment. Comments 0 comments Please sign in to leave a comment.